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 List of projects to download for PrimeMinister MUDRA Yojana loan purspose or PM employment generation Programme (PMEGP) loan application purpose https://www.udyami.org.in/incubation-center potential projects   main PMEGP loan details as follows Banks sanction funding up to 90% to 95% of the project cost.  On this, the government provides 15% to 35% as margin money or PMEGP subsidy.  The remaining 60% to 75% is provided by the bank as a term loan.  Interest rates are regular, from 11% to 12%.  Repayment tenor is 3 to 7 years after a preliminary moratorium.