Start a Government Agri Clinics and Agri Business Centres
(99) Start a Government Agri Clinics and Agri Business Centres
· To make available supplementary sources of input supply and services to needy farmers
· To provide gainful employment to agriculture graduates in new emerging areas in agricultural sector.
Concepts
Margin Money (Down Payment) : As per the RBI norms.
The details of the rate of interest to be charged by the financing bank to the ultimate beneficiary are given below:
The period of loan will vary between 5 years to 10 years depending on the activity. The repayment period may include a grace period (to be decided by the financing bank as per the individual scheme) of a maximum of 2 years.
The selection of borrowers and location of the projects may be done by the banks in consultation with Agricultural Universities / KVKs/Agriculture department of the state etc. in their area of operations, if necessary.
Depending on the type of venture you want to set up, and with a moratorium of up to 2 years, Agriclinics and Agribusiness Centre Loans can be repaid within 5 to 10 years as per easy installment plans. The rate of interest, margin and security on loans will be decided by the respective bank, as per RBI norms.
Start a Agriculture Shade Net Business
(98)Start a Agriculture Shade Net Business
Construction of net shade cloth
- Extremely strong, durable, well finished and run resistant.
Light control: Enhances photosynthesis by manipulating the amount and quality of light by means of various densities of netting.
The Ministry of Agriculture, Government of India, in association with NABARD and MANAGE has launched this unique scheme to take better methods of farming to each and every farmer across the country. This programme aims to tap the expertise available in the large pool of Agriculture Graduates. Irrespective of whether you are a fresh graduate or not, or whether you are currently employed or not, you can set up your own AgriClinic or AgriBusiness Centre and offer professional extension services to innumerable farmers.
Committed to this programme, the Government is now also providing start-up training to graduates in Agriculture, or any subject allied to Agriculture like Horticulture, Sericulture, Veterinary Sciences, Forestry, Dairy, Poultry Farming, and Fisheries, etc. Those completing the training can apply for special start-up loans for venture
Objectives
· To supplement the efforts of government extension system · To make available supplementary sources of input supply and services to needy farmers
· To provide gainful employment to agriculture graduates in new emerging areas in agricultural sector.
Concepts
Agriclinics :
Agriclinics are envisaged to provide expert services and advice to farmers on cropping practices, technology dissemination, crop protection from pests & diseases, market trends and prices of various crops in the markets and also clinical services for animal health etc. which would enhance productivity of crops / animals.
Agribusiness Centres : Agribusiness Centres are envisaged to provide input supply, farm equipments on hire and other services.
In order to enhance viability of the ventures, Agriculture Graduates may also take up in agriculture and allied areas alongwith the Agriclinics/ Agribusiness Centres
In order to enhance viability of the ventures, Agriculture Graduates may also take up in agriculture and allied areas alongwith the Agriclinics/ Agribusiness Centres
Eligibility
The scheme is open to Agriculture Graduates/Graduates in subjects allied to agriculture like horticulture, animal husbandry, forestry, dairy, veterinary, poultry farming, pisciculture and other allied activities.
Educational qualifications required for selection under Agriclinics and Agribusiness scheme
Project activities
Soil and water quality cum inputs testing laboratories (with Atomic Absorption Spectrophotometers)
Pest surveillance, diagnostic and control services
aintenance, repairs and custom hiring of agricultural implements and machinery including micro irrigation systems (sprinkler and drip)
Agri Service Centres including the three activities mentioned above (Group Activity).
Seed Processing Units
Micro-propagation through Plant Tissue Culture Labs and Hardening Units
Setting up of Vermiculture units, production of bio-fertilisers, bio-pesticides, bio-control agents.
Setting up of Apiaries (bee-keeping) and honey & bee products’ processing units
rovision of Extension Consultancy Services
Hatcheries and production of fish finger-lings for aquaculture
Provision of livestock health cover, setting up veterinary dispensaries & services including frozen semen banks and liquid nitrogen supply
Setting up of Information Technology Kiosks in rural areas for access to various agriculture related portals
Feed Processing and testing units
Value Addition Centres
Setting up of Cool Chain fro the farm level onwards (Group Activity)
Retail marketing outlets for processed agri-products
Rural marketing dealerships of farm inputs and outputs
Any combination of two or more of the above viable activities alongwith any other economically viable activity selected by the Graduates, which is acceptable to the Bank
Project cost & coverage
The project can be taken up by Agriculture Graduates either individually or on joint / group basis. The outer ceiling for the cost of project by individual would be Rs.10 lakh and for the project by group would be Rs.50 lakh. The group may normally be of 5, of which one could be management graduate with qualification or experience in business development and management.
Margin Money (Down Payment) : As per the RBI norms.
i) Upto Rs.10,000/- |
No Margin
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ii) Over Rs.10,000/-
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15% to 25% of project cost
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Rate of Interest :
The details of the rate of interest to be charged by the financing bank to the ultimate beneficiary are given below:
Rate of interest to ultimate beneficiary |
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Commercial Banks
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Regional Rural Banks
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Cooperative Banks
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Upto Rs.25,000/-
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As determined by the bank subject to max. of PLR of the bank
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As determined by the bank
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As determined by the SCB subject to minimum of 12%
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Above Rs.25,000/- upto Rs.2 lakh
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Do
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Do
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Do
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Above Rs.2 lakh
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As determined by the bank
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Do
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Do
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Repayment :
The period of loan will vary between 5 years to 10 years depending on the activity. The repayment period may include a grace period (to be decided by the financing bank as per the individual scheme) of a maximum of 2 years.
Selection of Borrowers :
The selection of borrowers and location of the projects may be done by the banks in consultation with Agricultural Universities / KVKs/Agriculture department of the state etc. in their area of operations, if necessary.
Earn money and prestige by becoming a consultant to farmers
Agribusiness Centres would provide paid services for enhancement of agriculture production and income of farmers. Centres would need to advice farmers on crop selection, best farm practices, post-harvest value-added options, key agricultural information (including perhaps even Internet-based weather forecast), price trends, market news, risk mitigation and crop insurance, credit and input access, as well as critical sanitary and phyto-sanitary considerations, which the farmers have to keep in mind.
Free Training to set up your Agriclinic or Agribusiness Centre
As an integral part of this nationwide initiative, specialised training will be provided to Agriculture Graduates interested in setting up such a centre. Being provided free of cost, the 2-month training course will be offered by select institutes across the country. Initiated by SFAC, and co-ordinated by MANAGE, the course comprises Entrepreneurship and Business Management, as well as skill improvement modules in your chosen areas of activity.
Bank loans available for Agriclinics and Agribusiness Centres
An individual or a group of individuals*** is eligible for availing of these loans. The outer ceiling for the cost of projects by individuals is Rs.10 lakhs, pro-rata. Depending on the type of venture you want to set up, and with a moratorium of up to 2 years, Agriclinics and Agribusiness Centre Loans can be repaid within 5 to 10 years as per easy installment plans. The rate of interest, margin and security on loans will be decided by the respective bank, as per RBI norms.
Depending on your entitlement, you can even apply for margin money assistance.
Start a Agriculture Shade Net Business
Agro Shading provides protection from the harsh rays of sunlight in the Nurseries, greenhouses, Poly Houses, Apple Orchards, shade houses, Tea Estates etc., It not only controls sunlight and temperature, but also reduces evaporation; minimizes wind, hail and frost damages; mist rain; keeps out birds and insects and creates and ideal atmosphere that stimulates vigorous plant growth.
Advantages:
Agro shading net is a tough, extremely durable, tear resistant and light weight, knitted fabric. This product is made out of 100% High Density Polyethylene of International quality and is UV stabilized for long life.
Shade net Cloth is easily identifiable through various methods of construction and shade density. Selection of the shadenetting for a specific use is made by reference to the percentages of light that passes through the fabric (e.g. 40% shade cloth is equivalent to having 60% of the light passing through the fabric).
net shade cloth also have specially manufactured rows of reinforced eyelets that are made from a multifilament Polypropylene, which enables the shade cloth to be suitably tensioned during installation.
These eyelets are provided on all selvages for threading of edge wires and ease of insatallation. The eyelets also ensure the necessary resilience against high winds which would otherwise tear the cloth from the structure.
The extended life expectancy of the Alnet shade cloth, depends on the installation technique, abrasive actions and chemicals that come into contact with it.
Construction of net shade cloth
The unique construction of Alnet shadecloth and protective netting offers the following special features and benefits:
Knitted fabric
Manufactured from high density polyethylene.
Wont rot, run or absorb moisture.
Detergent washable.
Ultraviolet stabilized.
Input of sunrays minimized.
Choice of densities.
Proven protection, specific to vital induces. Eliminates heat buildup underneath cover.
Versatility of application.
Gazebos, shadeports, plant protection, carports, window / door awnings and many other shade uses.
Heat set material.
Ensures consistent shade densities and additional stability once suspended.
net shade cloth has rows of polyester reinforced eyelets to assist in the construction of shadecloth structures
Every plant has its own individual requirements for sunlight and shade under which it flourishes at its best. By providing the right balance with the correct grade of shade cloth, the optimum climatic conditions are created under which the plant’s productivity is maximized.
Under these optimum conditions, photosynthesis is enhanced, and extremes of air and soil temperatures are reduced and moderated. Even more importantly, plant leaf temperatures are lowered to the same level as surrounding air temperature and it is this mechanism which accounts for the improved productivity of the plant.
Under these optimum conditions, photosynthesis is enhanced, and extremes of air and soil temperatures are reduced and moderated. Even more importantly, plant leaf temperatures are lowered to the same level as surrounding air temperature and it is this mechanism which accounts for the improved productivity of the plant.
Shade cloth has some useful benefits:
Air movement is restricted, thus reducing wind damage to the crop and evaporation of soil moisture
Air beneath the shade cloth stays humid which is of further benefit to the plant.
Shade cloth provides a physical barrier against hail and heavy rain and keeps many birds and insects off the crop
Light control: Enhances photosynthesis by manipulating the amount and quality of light by means of various densities of netting.
Temperature control: Improves productivity by moderating extremes of temperatures. Prevents sun burn and frost damage. The special knitted construction “breathesâ€, allowing hot air to escape.
Saves water up to 60%.
Saves on fertilizer costs.
Certain products are available, to reduce the cost and use of insecticides (Fungicide still necessary).
Reduces labour costs and provides a pleasant productive working environment.
Reduces wind, hail, bird and insect damage to crops.
High specs enhance performance.
High-density polyethylene material will not decay or absorb moisture.
Ultra-violet ray stabilization prevents degradation by sunlight.
Heat-setting ensures consistent colour and prevents curling.
Lock-stitch knitting method prevents tearing in fabric.
There are no hard and fast rules – it varies regionally, and according to prevailing climatic conditions in each region. Advice can be obtained from the agricultural research bodies, or you can ask other successful growers in your region what they are using.
•30% and 40% shade cloth provide ideal conditions for germination of seeds and development of seedlings at this highly vulnerable stage of a plant’s lifecycle.
•50% and 55% shade cloth are for flower cultivation and are recommended for general nursery stock.
•The geographical situation of the site as well as the Local Climatic Conditions can also play a roll in determining the ideal shade requirement.
•White shadenetting provides protection form the Ultra-Violet rays, but allows more light to reach the plant, thus speeding up its growth rate.
•30% and 40% shade cloth provide ideal conditions for germination of seeds and development of seedlings at this highly vulnerable stage of a plant’s lifecycle.
•50% and 55% shade cloth are for flower cultivation and are recommended for general nursery stock.
•The geographical situation of the site as well as the Local Climatic Conditions can also play a roll in determining the ideal shade requirement.
•White shadenetting provides protection form the Ultra-Violet rays, but allows more light to reach the plant, thus speeding up its growth rate.
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